It costs absolutely nothing to use our services. It is the developer / seller who pays our fees.
If you have unrestricted equity on your own home in Norway, it is most common to finance in your own bank in Norway. If you are primarily going to rent, you may want to investigate the possibility of financing in Spain, as you mainly want the rental income in euros. A rule of thumb is that it is okay to have financing in the same currency as you have income. In Spain, as a non-resident, you can get a financing of between 60 and 70% of the house price, excluding costs. If desired, we can arrange contact with Spanish banks where there are Norwegian-speaking personnel.
You will not achieve better conditions by buying directly from the developer. In most cases, we will have greater opportunities for influence over the developer, as we represent more buyers and potential buyers.
You must have a nie number, which is a Spanish identification number. This is, of course, what we help to put in place.
Spanish building regulations are, as in Norway, constantly evolving. From 2013, there were, among other things, requirements for energy certification of homes, and the building regulations were adapted to this. The building regulations are becoming increasingly stricter, and the last revision came in 2020. This means that new homes are built with a completely different standard than older homes.
We speak both Norwegian and Spanish, and we know the market down here very well. Our lawyer is also available if there are any legal issues. We also have a well-functioning aftermarket department that is available to our customers.
Before you travel down, the office in Norway will help you map out what requirements you have for housing in Spain. A few days before departure, one of our Norwegian-speaking employees from the office in Spain will contact you to introduce yourself, as well as post the days down here. When you land in alicante, you will be picked up at the airport and driven to the hotel. Some choose to start watching right away, while some want the rest of the day to relax a bit.
On the first day of viewing, we place the most emphasis on showing the areas. Once we have found an area that appeals to us, we start looking at homes. Here it is important that you are clear on what you like and do not like. 3 days go by very fast, and negative feedback is just as important as positive. This makes it easier for us to find the home that is right for you. All viewing tours are individual, and it is up to each individual how intense days you want.
We cover pick-up and drop-off from and to the airport in alicante, 3 nights in a hotel, as well as all expenses for transport during tours. Food and drink when we are out on tours, you pay yourself.
It is completely hassle free. We emphasize that a tour should be a pleasant experience, and with us no one will experience buying pressure. We fully understand that buying a home in Spain is one of the biggest investments you make in life, and you must be 100% sure before making such a big decision. Some shelve the plans, and some go home and then consider a new viewing trip at a later date. With us, you will never experience any kind of buying pressure!
The first step then, is to set up a reservation contract, and at the same time to pay a deposit. This is done to withdraw the home from the market. After this, a purchase contract will be set up. When buying a new building, the deposit is usually between 3,000 and 10,000 euros. Thereafter, 30-40% of the value of the home must normally be paid in after 2-4 weeks. Final settlement is made upon takeover. All developers in Spain are required by law to provide a bank guarantee corresponding to the amount paid until the takeover of the home.
When buying a used home, it is normal that 5% of the value of the home is paid in as a deposit, and the rest when taking over the home. In the period from the time you have decided to buy until the takeover, Spanish identification documents will be arranged for everyone who will be the owners of the home. Regardless of whether you choose a used new home, we assist throughout the process!
Depending on the price of the home, whether used or new, the cost will normally be between 12% and 14% of the home’s value in the costa blanca area. This covers all taxes and fees, as well as costs for the change of ownership of the home. If you find a home you want to buy, just ask for an exact layout of the cost.
We have an aftermarket department that covers most things. They can assist with everything from installing the internet to large construction projects.
More and more people are choosing to rent out to a greater or lesser degree. Whether it is as a pure investment, or to speculate on the income to cover the fixed expenses on the home. We assist with whatever may be desired. We can help with everything from advertising, storage / handing over of keys, application for necessary licenses, tax settlement, cleaning, etc.